At Mortgage Forces, we go beyond just providing a mortgage. We offer tailored support for Canadian military members and DND employees, addressing the unique financial challenges you face. With benefits such as military posting clauses that protect against sudden relocations and mortgage protection plans offering up to six months of payment coverage, our goal is to give you peace of mind while you focus on what matters most—your family and career.

Exclusive Rates for Military Families

“As a token of our gratitude, we offer specially reduced rates to members of the Canadian Armed Forces. Enjoy competitive rates, personalized service, and mortgage options designed to meet the demands of military life.”

Mortgage Forces Exclusive Rate

Mortgage Forces Exclusive Offers

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3.64%

6 - Mo Fixed

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Mortgage Forces Exclusive Offers

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3.99%

3 - Yr Fixed

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Popular Plan

Mortgage Forces Exclusive Offers

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4.14%

5 - Yr Fixed

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Popular Plan

Mortgage Forces Exclusive Offers

info

3.50%

5 - Yr Variable

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Mortgage Forces Exclusive Offers

info

4.54%

7 - Yr Fixed

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Mortgage Forces Exclusive Offers

info

4.99%

10 - Yr Fixed

Mortgage Forces Exclusive Market Insights for May: Supporting Canadian Homeowners with Strategic Renewal and Refinancing Decisions.

Close your mortgage with Mortgage Forces

Mortgage Forces
4.5
Based on 91 reviews
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  • I had the pleasure of working with Mathieu Nesbitt while shopping around for a mortgage rate, and the difference was... read more night and day. From the start, he made me feel comfortable, informed, and genuinely taken care of—something I didn’t experience with others I spoke to. Mathieu went above and beyond to secure me a great rate, but what really stood out was how transparent, patient, and approachable he was throughout the entire process. He took the time to explain everything clearly and made sure I felt confident in my decisions. If you’re looking for someone who truly puts your best interests first and makes the experience stress-free, I highly recommend Mathieu Nesbitt. I wouldn’t hesitate to work with him again!

    Dhes Sibal Avatar Dhes Sibal
    April 27, 2026

    Danny was very helpful whenever I had questions about mortgages and overall strategy. He took the time to explain things... read more clearly, was very professional throughout the process, and always gave thoughtful advice based on my situation. You can tell he really knows his industry and brings a lot of experience to the table. He is definitely an expert in the mortgage world, and I would highly recommend working with him.

    Danny Faulkner Avatar Danny Faulkner
    March 18, 2026

    mortgage agent lied and was very rude to me on the phone. one of the ads that was listed online... read more stated zero down programs but reverse her statement stating None exists in this country. Please be aware of your ads

    s wagler Avatar s wagler
    March 13, 2026
  • We had an outstanding experience working with Vanessa Enache during our home purchase. Our file had strict deadlines and a... read more firm possession date, and missing any of them could have meant losing our deposit, so timing and accuracy were absolutely critical. Vanessa handled everything with professionalism, urgency, and attention to detail. She stayed on top of all lender requests, ensured documents were submitted promptly, and followed up consistently to keep the file moving. When additional information was requested by the lender, she communicated clearly, explained exactly what was needed, and made sure nothing was delayed. What truly set Vanessa apart was her responsiveness and dedication — she answered messages after hours and during stressful moments, which gave us confidence that our file was being actively managed. Her follow-through and persistence were key in meeting all deadlines and ensuring the mortgage closed successfully and on time. We are extremely grateful for her support and would highly recommend Vanessa and the team at Mortgage Forces to anyone looking for a knowledgeable, reliable mortgage brokerage — especially when timelines are tight and the stakes are high.

    Jonathan Ilag Avatar Jonathan Ilag
    January 20, 2026

    We had a great experience working with Melissa Forbes. She helped us find the best possible rate and was always... read more available to answer any questions along the way. My fiancé and I were first time home buyers and quite nervous about the process. However, Melissa took the time to explain the entire process in detail, which made everything feel much less overwhelming. She is extremely personable, kind, and professional throughout. We would highly recommend Melissa Forbes to anyone needing a mortgage.

    Vanessa Capeless Avatar Vanessa Capeless
    December 30, 2025

    Working with Moe was a seamless experience from start to finish. He provided excellent service, communicated clearly, and was always... read more quick to respond to any questions I had. His guidance and support made the entire mortgage process stress-free and straightforward. I highly recommend Moe to anyone looking for a knowledgeable and reliable mortgage broker.

    stephanie khazzaka Avatar stephanie khazzaka
    December 4, 2025
  • Highly recommend

    Deborah S Avatar Deborah S
    November 13, 2025

    Melissa at Mortgage Forces is personable and reliable. Thanks Melissa for all of your assistance.

    Lois Punshon Avatar Lois Punshon
    November 10, 2025

    We’ve been working with Vanessa for months, and she’s truly been the MVP of our home-buying journey. She went above... read more and beyond at every stage, handled every challenge with calm confidence, and never stopped advocating for us. Buying a home can be stressful, but with her in our corner it felt like we had a trusted guide, a problem-solver, and a cheerleader all in one. Thanks to her expertise and persistence, we’re celebrating in our new home today instead of stressing — and we couldn’t be more grateful.

    Taylor Jacobs Avatar Taylor Jacobs
    October 2, 2025
  • My husband and I recently had to work on renewing our mortgage. We chose to go with Mortgage Forces, which... read more I have been dealing with for over 10 years. We had the pleasure to work with Melissa from Mortgage Forces. She kept us well informed she explained everything and was quick to respond to our emails and follow ups. She is well-versed when it comes to everything mortgage and refinancing. I would definitely recommend Melissa and Mortgage Forces to anyone in the market of buying a home or refinancing their home. A big thank you again Melissa. It was a pleasure working with you. Thank you for your hard work!

    Sarah A Avatar Sarah A
    October 1, 2025

    We are so grateful for Vanessa’s outstanding service. She is professional, knowledgeable, and compassionate, and it really shows in how... read more she handles every detail. From the very beginning, she kept us organized and updated consistently, always offering sincere advice on our case. She laid out various options and took the time to point out which choices would be best for us, even helping us think ahead about the future. She is very detailed on the facts, yet also incredibly supportive. When a last-minute lawyer change came up, her company swiftly recommended another one, and she even connected us with a fair and reliable appraiser. What could have been stressful ended up feeling surprisingly smooth. Thanks to Vanessa, the entire process felt seamless and surreal in the best way. We highly recommend her for anyone looking for guidance and peace of mind through the mortgage process. Good luck with your mortgage hunting. But honestly, I wouldn’t waste too much time searching for “the best” — Vanessa and her company have proven they already are.

    Lucy Brown Avatar Lucy Brown
    September 13, 2025

    Awesome experience and level of effort by the agent. Speedy, clear, honest and transparent.

    Alexis Dallaire Avatar Alexis Dallaire
    July 11, 2025
  • Awesome experience and level of effort by the agent. Speedy, clear, honest and transparent.

    Alexis Dallaire Avatar Alexis Dallaire
    July 10, 2025

    Great service. Amazing staff.

    Frank Ienzi Avatar Frank Ienzi
    May 27, 2025

    Great service. Amazing staff.

    Frank Ienzi Avatar Frank Ienzi
    May 21, 2025
  • Me and my wife can't thank enough Vanessa Enache from Mortgageforces. She is an amazing agent helping us buying our... read more first house from the beginning until we bought our new house. She is very patience in keep us updated all the time. She is the best agent we have and she is one of a kind agent and best of the best.

    Joselito Avatar Joselito
    May 13, 2025

    Melissa Forbes was pleasant to work with. She assisted us through our mortgage process and was always available to answer... read more the questions we had. She explained all details in a way that was understandable and followed up on all our questions and concerns. Greg and Tricia.

    Greg Phillips Avatar Greg Phillips
    May 13, 2025

    Me and my wife can't thank enough Vanessa Enache from Mortgageforces. She is an amazing agent helping us buying our... read more first house from the beginning until we bought our new house. She is very patience in keep us updated all the time. She is the best agent we have and she is one of a kind agent and best of the best.

    Joselito Avatar Joselito
    May 8, 2025
  • Melissa Forbes was pleasant to work with. She assisted us through our mortgage process and was always available to answer... read more the questions we had. She explained all details in a way that was understandable and followed up on all our questions and concerns. Greg and Tricia.

    Greg Phillips Avatar Greg Phillips
    May 7, 2025

    Our experience with Vanessa was amazing she answered all of our questions and was as fast as she could be... read more with response . Highly recommend going with them ! Ask for Vanessa you won’t be disappointed .

    Samantha Leger Avatar Samantha Leger
    May 1, 2025

    Our experience with Vanessa was amazing she answered all of our questions and was as fast as she could be... read more with response . Highly recommend going with them ! Ask for Vanessa you won’t be disappointed .

    Samantha Leger Avatar Samantha Leger
    May 1, 2025
  • We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 5, 2025

    We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 4, 2025

    We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 4, 2025
  • I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    February 2, 2025

    Melissa was a pleasure to work with. She was efficient and thoroughly explained everything in terms I understood. I will... read more recommend her to all my family and friends. Thank you.

    Samantha Roman [Staff] Avatar Samantha Roman [Staff]
    January 26, 2025

    I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    January 26, 2025
  • Melissa was a pleasure to work with. She was efficient and thoroughly explained everything in terms I understood. I will... read more recommend her to all my family and friends. Thank you.

    Samantha Roman [Staff] Avatar Samantha Roman [Staff]
    January 25, 2025

    I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    January 25, 2025

    Michel consistently offers unprecedented customer service from start to finish! I am a multiple time repeat customer with Michel, and... read more always recommend him for mortgages or renewals. His expertise, attention to detail and friendliness was unmatched. Every time I deal with him, I couldn't be happier with the service received. If you're looking for a mortgage broker who is knowledgeable, trustworthy, and genuinely cares about their clients, look no further than Michel Picotte!

    Maxime Imbert Avatar Maxime Imbert
    January 2, 2025

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