• Mortgage Forces offer multiple incentives for choosing us, such as:
  • Mortgage Protection Plans with up to 6 months on us! (300$ value!)
  • Preferred Rates
  • Home warranty
  • Applying online from the comfort of your home
  • Cash Back Mortgages
  • And many more !

50/50 Wise Mortgage: Hybrid mortgages (those that are part fixed and part variable) are something most people don’t think much about.

Maybe more should…especially in this low-rate environment where going 100% variable is not as easy a decision as it used to be.

There are experts out there who also think hybrids are a great idea. Dr. Moshe Milevsky, Canada’s most quoted mortgage researcher, has told us in the past that “People should strongly consider mortgages that are part fixed and part floating.”

The reasons are two-fold: 1) Virtually no one can predict interest rates long-term; and, 2) Hybrid mortgages offer interest rate diversification—which can reduce risk.

You have half your mortgage on a fixed rate, and the other on a variable rate. What is so great about this is, you can buy down the fixed portion, which will overall reduce your average total rate! This is a great solution for many personnel in the Canadian Forces and DND. For more information on how the 50/50 Wise mortgage works, please e-mail or give one of our agents a call.

Mortgage Protection Plans: Who needs this? The answer is simple.. everyone! If your mortgage is not protected, you will lose your home if a key breadwinner dies or becomes disabled. Not every family has enough liquid assets to cover the mortgage obligation in the event of a death or disability. This can result in losing your house and/or being forced to sell.

Mortgage Protection Plans have been protecting Canadian mortgage borrowers since 1995. It is the largest independent plan of its kind, protecting over 150,000 clients. It is insured by Manulife Financial and administered by Benesure Canada Inc. They offer protection to ANYONE between the ages of 18 and 65, regardless of your health. Instant response, competitive premium rates and disability coverage that ranks as one of the highest in the country! Along with a 60 day money back guarantee, there is no reason why Canadians should turn this down. For more information:

Please visit Mortgage Protection Plan today!

Preferred Rates: Our extremely competitive rates we can provide will surely help you be one step closer to obtain your dream home! We work with multiple lenders which allows us to find the best solution to meet your needs!

Please visit our Rates page for more information!

Home Warranty: A new home can mean exciting times ahead in your life.

Gain access of up to $10,000 in home repair services – Free Home Warranty for 12 months with your First National mortgage.Whether you are moving to a new home, or simply transferring an existing mortgage, unexpected repair costs are never welcome.

That’s why we’ve arranged to provide the protection of The Encompass Home System Warranty Program FREE for your first whole year. It’s one way for us to say, “thank you for your business.”

If you are eligible, you will see a brief description of the Program in your mortgage commitment. Once you enroll, you will gain access to services worth up to $10,000 per year. Electrical, plumbing, heating and air-conditioning repair services are all included.

Apply on-line through our website: Our state of the art on-line application will generate your application into our secure database. This will allow a mortgage agent to start working on finding the best solution for you.

Apply on-line!